The concept of MortgageMe came about nearly five years ago when there was no such thing as a digital mortgage originator. At that time, applying for a mortgage was still a tedious paper and email based process that involved filling out numerous forms with a multitude of complex questions. “Each of the major banks had their own qualifying criteria comprising up to 200 questions for the applicant to fill out and they would have to repeat this process for each bank.

Obviously this was an onerous and complicated process that scared off all but the most patient and detailoriented people, that is why most home buyers, especially first time buyers, traditionally used the services of a third-party Bond Originator Company to apply to the banks on their behalf.”